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No Debt Now

12 - May - 2012

Helping You to Manage Your Debt...

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Debt Management Planning 0845 347 0889

No Debt Now
DEMSA

Welcome to Our Website

If you require assistance with debt you have come to the right place.

No Debt Now is based in Altrincham, Cheshire and we welcome enquiries from clients throughout the UK who require our service.

Debt Management Help

Whenever you need advice simply give us a call. We offer our service to anyone that requires it and when it comes to debt we are able to offer the following solutions;

  • Debt Management Planning
  • Debt Help and Advice
  • Individual Voluntary Arrangements
  • Trust Deeds
  • Bankruptcy

Whatever your situation we are here to help. We always offer the best possible service to ensure that you are freed from your debt in the best way possible. Why not call us to find out what we can do for you?

No Debt Now have have a wealth of experience in the profession. We focus on helping you to tackle your debts and lower your repayments as part of a managed plan which will be agreed by your creditors.

For your peace of mind we are member of the Debt Managers Standards Association (DEMSA). We always remember that it is your financial welfare that matters, so please do not hesitate to get in touch to discuss your situation.

Contact Us

So, if you need a debt management plan or any other debt solution, remember to contact the professionals here at No Debt Now.

You can contact us by calling on 0845 347 0889 or you can send us a message using the 'Contact Us' page on this website.

We look forward to hearing from you soon if you require any of our debt management advice.

  • Telephone calls may be recorded for training and monitoring purposes. In Debt? Dealing with your Creditors. issued by The Insolvency Service. Complaint? Please have a look at our complaints procedure. Please note that calls to our 0800 473 0636 number may be charged from mobiles and other networks. Fees and Important Information.Repaying debt over a longer period may increase the total amount to be repaid. We cannot guarantee a reduction in interest or charges. Initial advice is free, but if a solution is provided fees become payable. We charge your first two monthly payments plus an ongoing monthly management fee of 17.5% subject to a minimum of £30 (for payments below £100) and £35 (for payments between £101 and £200). Upfront fees cover the compilation of the draft programme, appointment of a dedicated personal account manager, communication with your creditors both in writing and by telephone, preparation of the financial statement, calculation and issue of the reduced repayment proposals plus ongoing office costs. Your creditors will not receive payments for up to two months from the start of your programme. Any payment we retain may place you further in arrears. Our IVAs are handled by The Debt People and McCambridge Duffy. Fees incurred for Individual Voluntary Arrangements are variable dependent upon the monthly contribution to the arrangement and the agreement that is reached with your creditors. Fees are made up of Nominees fees relating to assistance given to prepare your proposal and Supervisor fees which relate to the ongoing monitoring of your IVA. Fees are already included as part of your monthly contribution. The level of fees and the method of payment are both agreed by your creditors at the outset of the arrangement.If an IVA is not maintained it could lead to bankruptcy. You have a 7 day cooling off period from signing the letter of authority. If you decide to cancel, we will refund your initial payment. Upon completion of your Debt Management Plan, the last 6 months' management
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